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KALPATARU CONSUMER FINANCE SCHEME ::: |
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Fulfills all your Dreams & Desires |
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Purpose |
For
purchase of Electronic Appliances /Consumer Durables / Furniture &
Fixtures /
Two Wheelers etc |
| Eligibility |
Salaried / Self Employed /
Businessman |
|
Loan Amount |
Maximum Rs. 2.00 lacs |
| Repayment |
Maximum 5 years |
| Rate of
Interest |
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Floating |
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When
Salary Deduction is available |
14.00% |
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When
Salary Deduction is not available |
15.50% |
| Service Charges |
Flat
Processing Fees Rs. 750/- |
|
Guarantee / Surety |
Personal Guarantee of 1 / 2
persons |
| Pre
payment |
No penalty for pre-payment |
| Documents Required |
-
Income
Proof of Applicant(s) &
Guarantor(s)
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Residential Proof of Applicant(s) & Guarantor(s)
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Original Quotation / Invoice etc
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First Installment at the
time of disbursement |
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Loan
Installment |
EMI Per Rs.1,00,000/- Loan
Amount |
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36 M |
48
M |
60 M |
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@14.00% p.a. |
3,378/- |
2,701/- |
2,300/- |
| @15.50%
p.a. |
3,447/- |
2,773/- |
2,375/- |
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