Type of Facility	Term Loan / Overdraft
Eligibility	The business units like Small Business Enterprises (SBE), Traders should have been established in the line of business for a minimum period of 2 years & making profits for last 2 years and submission of IT returns for 2 years.
Loan Limits	Maximum Rs.50.00 Lacs.
Repayment Period	For term loan 60 months (maximum).
Rate of Interest	Minimum 14.00% P.A. (subject to change as per change in PLR)
Security	Hypothecation of stock & book-debts and Mortgage of immovable property, (preferably commercial).