:::: Travel-Now :::     

 Who says Traveling
                                needs Planning?
 

Around the world Travel Fast,
Travel Now!
With TRAVEL NOW,
take off to any part of the globe.
Now, you don't have to save for that annual holiday.
You could take short breaks or long holidays any time of the year. Enjoy Mauritius, Seychelles, Singapore, Malaysia, Maldives or Shimla, Kulu Manali, backwaters in Kerala.
Think of a place, leave the rest to us.

We have excellent loans for travel for
various reasons.

Our travel loans are simple and easy to acquire. Just check out our schemes and Enjoy!

So, get the wings to reach your favourite holiday destinations Now! Enjoy families holidays or go for
business cum holiday trips or simply discover beautiful places in India and Abroad.

For travel - be it holiday or business
Choose TRAVEL NOW

Purpose
To meet expenditure of traveling (in India and abroad) for family or individual tour, for pleasure or business visit for seminars, high tech exhibitions or group education tours etc, accommodation, hotelling and all peripheral expenses.

 Income Criteria

Professional & Self Employed Businessman Salaried

 I.T. Return more than
 Rs.2.00 Lacs p.a. for last 3 years

 I.T. Return more than
 Rs.2.00 Lacs p.a. for last 3 years

 Form 16 showing income more than
 2.50 Lacs for last three years.

 All income tax return must have been filed regularly during every year.
 Return filed at one stroke for last 2/3 years will not be considered. 

Loan Amount
Rs. 25,000/-(min.) To Rs. 2.00 Lacs (max.)

Process Fees
Rs.1,000/-

Rate Of Interest
13% (Fixed)

 EMI per lac

                                                                                    (in Rs)  

 INT (%p.a.)

36M

48M

60M

11.00

3244

2561

2155

11.50

3267

2584

2179

12.00

3289

2608

2203

12.50

3311

2631

2227

13.00

3333

2654

2251

13.50

3356

2678

2276

14.00

3378

2701

2300


Repayment
12 months to 36 months by post dated cheques in advance/ECS or any
convenient mode mutually agreed upon with atleast 3 blank cheques with undertaking u/s 138 of NI Act.

Age
Minimum 25 years, Maximum 60 years at loan maturity.

Security
Nil

Guarantors
One earning family member or outsider with regular income tax returns for last 2 years.

Margin
Nil
 
 Membership
Regular membership of borrower.
 
 Requisites
A. Proof of ownership residence: Residence within corporation limit with min. flat area 500 sq. ft. built up.
B. PAN card
C. Proof of traveling: ticket reservation/travel booking copy.
D. Self estimation of expenditure.
E. One year bank statement of regular or salary account with healthy operation without
    cheque return charges & min bal charges.
F. Repayment through PDC’s/ECS/through existing account.
G. One time disbursement to account credit.
H. One acceptable guarantor.
 

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